Debt & Hassle-Free Services

Chapter 7

Chapter 7 bankruptcy allows you to discharge your debts if you qualify under the Bankruptcy Means Test. Chapter 7 bankruptcy allows you to discharge unsecured debt: including credit cards, medical bills and judgments. Certain debts such as taxes, student loans, and domestic support obligations are often not discharged.

Chapter 13

Chapter 13 allows you to also reduce your car payment in the plan in the following ways: (1) interest rate is reduced (currently the rate it is at about 5.75%; and (2) you can pay what the value of your car is right now vs. what you owe on it. This 2nd part is called a cram down and is only applicable if your car is over 2 1/2 years old from when you purchased it.

Free Consultation

We offer a free and friendly consultation with an attorney. The large firms in town generally have a dedicated “sales” person to do your consultations. We will also give you a few minutes on the phone to go over your situation before you commit.

Flexible Payments

We offer payment plans. No case and no individual situation is the same. You’ll need to contact us to get specifics on what we can do for you.

We solve stressful financial problems...

Meet Your Legal Team

William Collins

William Jeffrey Collins is helped hundreds of Dallas area individuals and families file for protection. Law degree at Ohio State University Moritz College of Law. William provides a realistic, honest down to earth service.

Greg Arnove

I worked inside the bankruptcy system for many years. I worked with the Bankruptcy Judge and later for Chapter 13 and Chapter 7 Trustees. Now I use that experience to help guide people through the bankruptcy process.

Christine

I am here to help answer any questions clients may have making their experience here at North Texas Bankruptcy a pleasant one during their time of trial.

What Clients Say About Us...

William and his staff are amazing, very knowledgeable and kind. They made a very stressful process VERY easy for me. It was easy and fast and I felt very safe in their hands. They are also very responsive and answer all questions quickly and thoroughly. I HIGHLY recommend William Collins. Thank you, Collins & Arnove, for all of your help!

-Heather Sutton

William and his staff are amazing, very knowledgeable and kind. They made a very stressful process VERY easy for me. It was easy and fast and I felt very safe in their hands. They are also very responsive and answer all questions quickly and thoroughly. I HIGHLY recommend William Collins. Thank you, Collins & Arnove, for all of your help!

-Heather Sutton

William and his staff are amazing, very knowledgeable and kind. They made a very stressful process VERY easy for me. It was easy and fast and I felt very safe in their hands. They are also very responsive and answer all questions quickly and thoroughly. I HIGHLY recommend William Collins. Thank you, Collins & Arnove, for all of your help!

-Heather Sutton

William and his staff are amazing, very knowledgeable and kind. They made a very stressful process VERY easy for me. It was easy and fast and I felt very safe in their hands. They are also very responsive and answer all questions quickly and thoroughly. I HIGHLY recommend William Collins. Thank you, Collins & Arnove, for all of your help!

-Heather Sutton

Game Plan for the Health Crisis

The Health Crisis is causing many people financial distress. The CARES Act is giving relief by giving consumers and business owners stimulus as well as giving providing options for things like your Mortgage, Eviction Moratoriums, Student Loan Deferment, etc…

The Importance of Timing When Filing Bankruptcy

Like many other things in life, the timing of when you pull the trigger to file a bankruptcy case can make a huge impact in the outcome.

The Meeting of Creditors

The meeting of creditors is also called a 341 meeting since it references section 341 of the Bankruptcy code.

The Pitfalls of a Packet

I was recently at the Chapter 7 meetings of creditors waiting for my clients turn.

What Happens to My Mortgage With a Chapter 13 Bankruptcy?

One of our clients biggest fears is losing their home.

We solve stressful financial problems, contact us today!