The treatment of income tax refunds in bankruptcy cases can catch people by surprise.  If you have not received your tax refund before the case is filed, it must be listed on the Schedule of Personal Property.  In many cases, the refund can be protected, but not always. Make sure that you consult with an experienced Plano … Read more

The Required Secured and Priority Payments Chapter 13 is used to pay back certain items that the Debtor cannot pay back on their own outside of the Bankruptcy.  Some typical examples would include mortgage arrears, vehicles, IRS priority taxes, and Domestic Support Obligation Arrears. Generally, the repayment terms within the Chapter 13 are better inside … Read more